
For Your Personal Injury Needs
A real person answers this phone, 24 hours a day. And we don't get paid unless you do.




4.9 ★1,100+ reviews119+Years combinedVerified recoveries
Results shown are actual past recoveries obtained by Winters & Yonker, P.A. and are objectively verifiable. Prior results do not guarantee a similar outcome. The prospective client may not obtain the same or similar results. Each case turns on its own facts, injuries, liability and available insurance coverage. Amounts are gross recoveries before attorneys' fees and costs.
Practice areas
No real estate closings, no divorces, no wills. One kind of law, every day, in the same Tampa Bay courthouses.
Most common claimCar Accidents
Commercial carriersTruck Accidents
Catastrophic injuryMotorcycle Accidents
Crosswalks & roadwaysPedestrian Accidents
Rideshare coverageUber & Lyft Accidents
Premises liabilitySlip & Fall
Job site injuryConstruction Accidents
Long-term care needsBrain Injury
Elder abuse & neglectNursing Home Neglect
Owner liabilityDog Bites
Claims by surviving familyWrongful Death
Everything we doAll Personal InjuryBeyond emergency care and follow-up treatment, a claim can include future medical costs, lost wages and lost earning capacity, out-of-pocket expenses, vehicle damage, and non-economic damages for pain, disability, disfigurement and loss of enjoyment of life. A spouse may hold a separate claim for loss of consortium.
Those categories are easy to leave money in when nobody itemizes them — which is exactly why a first offer arrives so fast.
You will talk to a lawyer about which of those apply to you, not a case manager working from a script. If the honest answer is that your case is small, or that you don't need a lawyer at all, we will tell you that on the first call.
Florida deadlines
Two of them started without anyone telling you. The honest answer to "when should I call a lawyer" is: before you speak to the other driver's insurance company.
Adjusters ask for a recorded statement early, while you are medicated and before anyone knows whether that shoulder needs surgery. Nothing in Florida law requires you to give one to the other driver's carrier. Once you are a client here, those calls come to us instead of you.
Under the modified comparative negligence standard adopted in 2023, a person found more than 50% at fault recovers nothing. That is precisely why insurers now push blame onto injured people harder than they used to. Being told the wreck was your fault is a reason to call, not a reason not to.
This section describes Florida law in general terms as of 2026 and is not legal advice. Deadlines, exceptions and how they apply depend on the facts of your case. Confirm yours with an attorney before relying on any date above.
Common questions

"If the honest answer is that your case is small, or that you don't need a lawyer at all, we will tell you that on the first call."
Winters & Yonker · What happens when you ring
Nothing up front. We work on a contingency fee, which means our fee comes out of the recovery and there is no fee at all if we don't recover money for you. Clients may still be responsible for case costs; we walk through exactly what that means, in writing, before you sign anything.
Not before you speak to a lawyer. Nothing in Florida law requires you to give a recorded statement to the other driver's carrier, and those calls come early precisely because nobody yet knows how serious your injuries are. Once you are a client here, the adjuster calls us instead of you.
You may still recover. Under Florida's modified comparative negligence standard, adopted in 2023, your recovery is reduced by your share of fault, and only a person found more than 50% at fault recovers nothing. Insurers push blame onto injured people precisely because that threshold exists. Being told it was your fault is a reason to call, not a reason not to.
It depends on your treatment more than on the courts. Most cases resolve once doctors can say what your long-term prognosis is, because that is when the claim can be valued honestly. Straightforward claims can settle in months; cases involving surgery, disputed liability or a trial take longer. We will give you a realistic range on the first call and update it as the case moves.
Usually not. The large majority of injury claims settle without the client ever testifying. We prepare every case as though it will be tried, because that is what moves an insurer's number — but the decision to accept an offer or go to trial is always yours, made with a clear picture of both.
Tampa Bay since 2001
Winters & Yonker was founded by two Tampa trial lawyers, Bill Winters and Marc Yonker, who spent the early part of their careers watching insurance companies out-resource ordinary people. Within hours of a crash a carrier assigns an adjuster, an investigator and defense counsel. The injured person, meanwhile, is in an emergency room.
We represent people, never insurance companies: drivers and passengers hurt on I‑275 and I‑4, motorcyclists, pedestrians and cyclists, workers injured on Tampa construction sites, residents harmed in Bay-area nursing homes, and families of people killed by someone else's negligence.
If you were hurt because somebody else was careless, you are who this firm was built for.
Bill Winters & Marc Yonker · Founding Partners"The Aggressive Attorneys" has never described how we treat clients. It describes where the pressure gets pointed — at the carrier, and at the number the carrier has put on the table.
Bill Winters & Marc Yonker · Founding Partners
What's different
Tampa Bay has no shortage of injury firms, and most promise the same things on the same billboards. The difference shows up later, in the unglamorous parts of a case.
Not a little of everything. One kind of law, every day, in the same courthouses.
01The attorney who signs your case is the one who works it. Not a case manager with a script.
02Our own intake team, in our own offices. Not an answering service in another state.
03Home, hospital, rehab or video. Anywhere in Tampa Bay, including on a Sunday.
04Bilingual staff from the first phone call through to resolution.
05Client reviews
★★★★★ 4.9 from more than 1,100 clients across Tampa, Clearwater, St. Petersburg, New Port Richey and Lakeland.
"They handled the hospital, the body shop and the adjuster. I handled getting better. That was the whole arrangement and they kept it."
Marcus T. · TampaPlaceholder — replace with verified review"I called at 11 at night after my wreck, half expecting a machine. Someone answered and stayed on with me for twenty minutes. That was the moment I stopped panicking."
Denise M. · TampaPlaceholder — replace with verified review"The adjuster offered me $4,000 and said that was the policy limit. It wasn't. Winters & Yonker found two more policies I didn't know existed."
Ray C. · ClearwaterPlaceholder — replace with verified reviewReviews are unpaid. The prospective client may not obtain the same or similar results.
Five offices, four counties
After a serious crash it usually is. We meet clients at home, in the hospital, in rehab, or by video — anywhere in the Tampa Bay area.
If we're not the right firm for your case, we'll say so and point you somewhere useful.
Or call now — (813) 223-6200